Reverse Mortgages  ·  Choosing a Loan Originator

Choosing the right person matters as much as the loan itself.

A reverse mortgage is one of the biggest financial decisions you will make. The Loan Originator you choose should make you feel informed, respected, and never pressured.

Jenn Uyemura meeting with reverse mortgage clients in California
What to Expect From Your LO

Qualified advice from someone who puts your needs first.

Deciding to venture into a reverse mortgage is a major decision. When choosing whether one is right for you, qualified advice is invaluable — and so is selecting a Mortgage Loan Originator who is well versed in all aspects of reverse mortgages.

A Mortgage Loan Originator must adhere to strict ethical conduct. They must inform you of all the terms and conditions clearly and with the utmost respect for your needs and goals. They must not pressure you or steer you into another product — like an annuity — that might not be in your best interest.

If you ever feel pressured, feel free to shop around. It is your decision. Only you can decide what is right for you.

What to Look For

Six things every good reverse mortgage LO should bring to the table.

Deep Product Knowledge

They should be able to explain HECM loans, jumbo reverse mortgages, HECM for Purchase, and all payout options clearly — and answer every question you have.

Full Transparency

Every fee, every term, every condition — disclosed clearly upfront. No surprises, no fine print you didn't know about.

Ethical Conduct

They should never push you toward a product that doesn't serve your best interest. If something feels off, trust your gut and keep shopping.

Patience with Your Process

This is a big decision. Your LO should welcome your questions, encourage family involvement, and never rush you.

Stays in Contact

From application to closing, you should never wonder what's happening with your loan. A good LO communicates regularly and proactively.

Backed by Experience

Look for someone with real industry depth — ideally someone who has worked in processing, underwriting, or operations and understands how loans actually get approved.

Get a no-obligation Reverse Mortgage evaluation and quote today.

Knowledge is power. Start here.

A reverse mortgage may not be right for everyone. Jenn encourages you to explore all of your options. If a different type of loan — like a single-purpose loan for a home renovation — makes more sense for your situation, she will tell you that.

If a reverse mortgage could be the right fit, Jenn invites you to reach out. She will walk you through every step of the process, answer every question you have, and help you find the right solution for your unique situation.

In the meantime, take some time to explore the resources available on this site.

"She is transparent with what she needed from me and was always there for any questions I had. I would recommend Jenn to anyone. She will help you every step of the way."
— Jessica Irwin

Ready to talk to Jenn?

No obligation, no pressure. Just an honest conversation about whether a reverse mortgage is right for you.