Your home worked hard for you. Now it can work harder.
A reverse mortgage lets California homeowners 62 and older access the equity they've built — without selling, without moving, and without monthly mortgage payments.
Stay in your home. Access your equity. Live on your terms.
A reverse mortgage — formally called a Home Equity Conversion Mortgage or HECM — allows homeowners 62 and older to convert part of their home equity into usable funds. You keep full ownership of your home. No monthly mortgage payment is required as long as you continue to pay property taxes, homeowners insurance, and maintain the property.
The funds can be used however you choose — supplementing retirement income, covering healthcare costs, paying off an existing mortgage, or simply having a financial cushion when you need it most.
Jenn specializes in walking seniors through every detail of this process with honesty and patience. Her goal is to make sure you fully understand your options before making any decision.
Do you qualify for a reverse mortgage?
Age Requirement
At least one borrower on title must be 62 years of age or older at the time of closing.
Home Equity
As a general rule, you'll want at least 50% equity in your home. The more equity you have, the more you can access.
Primary Residence
The home must be your primary residence — the place you live in for at least six months out of every year.
How it works, start to finish.
Start with a conversation
Jenn learns about your situation, your goals, and your home. There is no cost, no obligation, and no pressure. Just honest information.
Review your options
Jenn walks you through exactly what you qualify for, how much you can access, and what the different payout options look like for your specific situation.
HUD counseling
Federal law requires a brief session with a HUD-approved counselor before moving forward. This protects you and ensures you have all the facts independently verified.
Application and appraisal
Once you decide to move forward, Jenn handles the paperwork and coordinates the home appraisal to determine the final loan amount.
Close and receive your funds
After approval, you close on the loan and receive your funds in whatever format you chose — lump sum, line of credit, monthly payments, or a combination.
"She took the time to explain everything in a way that made sense and was always just a call or message away whenever I had questions. I never felt like just another client — she truly went above and beyond."— Benjamin
Ready to see what you qualify for?
Get a free, no-obligation quote and find out exactly how much equity you can access — on your timeline, with no pressure.